What rights do members have?
Members have the following rights:
- To inspect all Credit Union reports and accounts (Other than those of individual members)
- To attend and vote at the Annual General Meeting of the Credit Union.
- To stand for office in the Credit Union.
- To save and withdraw their savings (Shares).
- To apply for and be granted loans (if they are within the policy of the Credit Union).
- To have their transactions kept confidential.
- To democratically change the rules and policies of the Credit Union (within the Law).
What responsibilities do members have?
Members must:
- Elect a capable Board of Directors to run the Credit Union on behalf of the Members.
- Attend and vote at meetings of the Credit Union (whenever possible)
- Ensure that the accounts of the Credit Union are examined.
- Save regularly.
- Borrow intelligently and for productive and provident purposes.
- Repay loans on time so that other members can make use of the service.
- Volunteer to help with the running of the Credit Union and encourage others to do the same (whenever possible).
- Encourage friends, relatives and colleagues to join the Credit Union (if they are within the Common Bond).


